ATM Cash Management Software Solution

One of the crucial tasks of the device owner is to ensure a sufficient amount of money in cash withdrawal points (ATMs, bank branches, cash vaults). In order to increase performance, financial institutions should reduce costs like cash-raising costs, insurance, collection costs, and others.

Efficient cash management reduces the total amount of money for cash points, as a result, the cost of raising, insuring, storing, and transporting is decreased.

In practice, maximum efficiency in cash flow management can be achieved by using specialized software that allows you to forecast cash flow in the endpoints, thus helping to plan collection and control other costs of maintaining the device network and business processes, which in turn reduce the cost of cash flow management.

Points of Optimization

Cash replenishment costs

Cash collection expenses

Self-service device maintenance cost

Automated workflow

Workload planning and distribution

Control over collection processes

Automated document flow

Cash balance monitoring for each point

Reducing the number of collections

The collection of bank branches and self-service devices is a significant part of the bank’s operating expenses. In order to reduce operating costs, owners of terminal networks implement the following measures:

  • Outsourcing collection services to a certified company
  • Installing devices with cash recycling function
  • Using specialized software to monitor cash points, forecast cash flow, and plan collection.

In order to reduce the number of collection service (CIT) departures by 2-3 times, device network owners can implement a specialized collection planning software that allows them ATM cash forecasting and calculate optimal cash amount for each point (different currencies and denominations).

Optimizing cash replenishment

Another major expense that should be considered by the owner of the terminal network is raising cash to replenish the cash points.

Funding costs increase when the number of collections decreases. This happens because the amount of money needed to replenish the cash points is growing. At the same time when the number of collections grows, the funding costs decrease, but in this case, the costs of collections grow. The goal of a terminal network owner is to plan cash collection so that the total cost of replenishing cash for self-service devices is minimal.

Comprehensive measures for forecasting cash flows and planning replenishment of cashpoints can reduce the amount of money in the flow by 30-40%. This will allow the bank to significantly reduce the cost of raising cash and the overall burden of ensuring the logistics of banknotes and coins.

Increasing cash availability

Owners of terminal networks are often faced with the downtime of self-service devices due to a lack of cash. This happens because of incorrect cash collection planning. The used monitoring solutions do not show the real cash balances, consequently, failing to carry out the collection of self-service devices, replenishing them in time.

The goal of a terminal fleet owner is to decrease cash shortages and avoid downtime. By implementing specialized software that provides real-time cash balances and algorithms to forecast the demand at endpoints for all types of currencies and denominations. This allows the owner of the terminal network to evaluate the current status of cash balances and plan collection in time, ensuring optimal cash availability at ATMs and other points.

Business process automation

In most cases, cash flow management of self-service points requires a lot of time and human resources, which directly increases the cost of organizing this process. Modern specialized software allows unifying and partly automate providing cash for self-service devices. With the deep integration of cash technology solutions and our vault management software, you can track all stages of cash management, simplify document flow, which in total reduces the cost of cash management, and ease the process itself.


Reducing the cash amount needed to replenish devices

Reducing the cost of cash replenishment

Decreasing the number of departures required to replenish devices

Optimizing work processes

High level of self-service device availability

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