BS/2 Recognizes Banking Partners for Driving Digital Banking Innovation at Banking Fusion Uzbekistan 2026

During Banking Fusion Uzbekistan 2026, BS/2 recognized leading banking institutions from Uzbekistan, Kazakhstan, and Azerbaijan for their achievements in digital transformation, innovation, self-service infrastructure development, and customer experience enhancement. The awards celebrated financial institutions that are shaping the future of banking across Central Asia and the Caucasus through the adoption of advanced technologies, expansion of digital services, and commitment to delivering more accessible, efficient, and secure financial solutions.

Today, banks across the region are at the forefront of financial innovation, investing heavily in digital channels, artificial intelligence, remote banking capabilities, and modern self-service ecosystems. Many of these initiatives are being implemented in close cooperation with technology partners, and BS/2 is proud to contribute to this transformation journey.

The awards were presented by Nikolajs Zelnins, Deputy CEO for Commerce at BS/2, and Dmitry Kharchenko, Director of BS/2 Tashkent.

UZUM Bank — Innovation Leadership Award

UZUM Bank has become one of the strongest symbols of Uzbekistan’s digital banking transformation. As part of the country’s largest digital ecosystem, Uzum, the bank integrates e-commerce, payment solutions, and financial services into a seamless customer experience.

Its achievements have been recognized internationally, including being named Uzbekistan’s Best Digital Bank by Euromoney. Today, UZUM Bank continues to redefine customer expectations and expand access to modern financial services for millions of users.

For its leadership in digital banking and its role in shaping a new generation of financial experiences, UZUM Bank received the Innovation Leadership Award.

Trastbank — Trusted Growth Partner Award

Since 1994, Trustbank has remained one of Uzbekistan’s most recognized financial institutions, building its reputation on long-term customer relationships and continuous service improvement.

For BS/2, Trustbank represents a trusted partner with whom numerous successful projects have been implemented over the years, contributing to the development of modern banking infrastructure. The Trusted Growth Partner Award recognizes the long-standing cooperation, mutual trust, and sustainable partnership between the two organizations.

Ipak Yuli Bank — Banking Resilience Award

Celebrating its 35th anniversary this year, Ipak Yuli Bank serves more than two million customers and continues to invest actively in modern financial services.
A significant milestone in the bank’s transformation journey was its large-scale rebranding initiative and the launch of the Think Big / Katta maqsadlar sari development platform, reflecting its ambitious vision for future growth.

The Banking Resilience Award recognizes the bank’s ability to adapt to market changes, maintain stability, and remain customer-focused throughout its evolution.

Universalbank — Banking Infrastructure Growth Award

Founded in Kokand in 2001, Universalbank has steadily expanded its services for retail, business, and entrepreneurial customers while strengthening its market position.

An important milestone in the bank’s collaboration with BS/2 was the signing of a strategic partnership memorandum focused on developing banking infrastructure and expanding self-service networks across Uzbekistan. For its contribution to modern banking infrastructure development and increased accessibility of financial services, Universalbank received the Banking Infrastructure Growth Award.

KAPITALBANK (Узбекистан) — Best Digital Self-Service Experience Award

Marking its 25th anniversary in 2026, Kapitalbank has evolved into one of Uzbekistan’s largest commercial banks and a recognized leader in digital transformation. Its extensive nationwide network of ATMs and self-service zones includes a significant number of Diebold Nixdorf devices, providing customers with reliable and convenient banking services.

Beyond infrastructure expansion, Kapitalbank remains strongly focused on enhancing customer experience through efficient and user-friendly self-service channels.For creating a modern and effective self-service ecosystem, the bank received the Best Digital Self-Service Experience Award.

Anorbank — Digital Innovation Award

Anorbank is widely recognized as one of Uzbekistan’s leading digital-first banks. Since its launch, the bank has prioritized simplicity, speed, and convenience through modern digital channels. Its ecosystem combines mobile banking, payment services, cards, money transfers, and other financial products within a unified digital environment.

In partnership with BS/2, Anorbank continues to invest in advanced self-service infrastructure and intelligent software solutions. For its innovative approach and contribution to digital banking development, Anorbank received the Digital Innovation Award.

Octobank — Strategic Banking Innovation Award

Octobank continues to expand its self-service infrastructure while improving the accessibility and convenience of banking services. BS/2 highly values the bank’s strategic approach to innovation, customer experience enhancement, and the implementation of modern self-service technologies.

For consistently driving innovation initiatives and modernizing banking operations, Octobank received the Strategic Banking Innovation Award.

Hamkorbank — Cash Ecosystem Efficiency Award

As one of Uzbekistan’s largest private banks, Hamkorbank plays a significant role in supporting both retail customers and the SME sector. Managing extensive operations requires highly efficient cash management processes and reliable service infrastructure.

The Cash Ecosystem Efficiency Award recognizes Hamkorbank’s effective management of its banking infrastructure and contribution to the development of a modern financial ecosystem.

TBC Bank Uzbekistan — Cross-Border Banking Excellence Award

Halyk Bank is Kazakhstan’s largest financial institution and one of Central Asia’s banking leaders. Through initiatives such as Halyk Super App and Onlinebank for corporate customers, the bank continues to drive innovation across multiple customer segments.

For its large-scale digital transformation initiatives and leadership in transaction banking, Halyk Bank received the Digital Transformation and Transaction Leadership Award.

Halyk Bank — Digital Transformation and Transaction Leadership Award

TBC Bank Uzbekistan has become one of the most successful examples of international banking expertise being effectively localized in Central Asia. In just a few years, the bank has built one of the country’s largest digital financial ecosystems, combining digital banking, payment solutions, and a wide range of financial services.

The Cross-Border Banking Excellence Award recognizes the bank’s ability to successfully bridge international expertise, advanced technologies, and local market needs.

ForteBank — Channel Transformation Award

ForteBank continues to strengthen its omnichannel customer service model while expanding digital engagement channels. The bank’s acquisition of Home Credit Bank Kazakhstan further reinforced its retail banking position and created new opportunities for future growth.

For advancing modern customer service channels and digital transformation initiatives, ForteBank received the Channel Transformation Award.

Nurbank — Self-Service Operations Excellence Award

Nurbank has made self-service infrastructure and remote banking services a key component of its customer experience strategy. Customers benefit from a wide range of online services, including payments, transfers, account management, and card issuance.

For its systematic approach to self-service operations and service reliability, Nurbank received the Self-Service Operations Excellence Award.

Freedom Bank — Fintech Innovation Leadership Award

Freedom Bank has established itself as one of Kazakhstan’s most innovative financial institutions. The bank actively develops digital-first products, including digital mortgage solutions, investment services, and its own financial ecosystem.

Among its recent innovations is an AI-powered assistant designed to help entrepreneurs automate financial operations and routine business tasks. For its leadership in financial technology and commitment to innovation, Freedom Bank received the Fintech Innovation Leadership Award.

Eurasian Bank — Banking Accessibility & Inclusion Leadership Award

Technology should make financial services accessible to everyone. This principle is reflected in the joint project between Eurasian Bank and BS/2, which introduced voice-guided functionality on self-service devices for visually impaired customers.

The initiative demonstrates how innovation can support not only operational efficiency but also social responsibility and financial inclusion. For its contribution to inclusive banking, Eurasian Bank received the Banking Accessibility & Inclusion Leadership Award.

Azer Turk Bank — Innovation Partnership Award

For more than three decades, Azer Turk Bank has remained an important player in Azerbaijan’s banking sector, continuously investing in modern payment infrastructure and digital services.

BS/2 highly values its partnership with a bank that views innovation as a practical tool for improving customer experience and operational efficiency. For its commitment to advancing modern financial solutions, Azer Turk Bank received the Innovation Partnership Award.

ABB Bank — Advanced Banking Technologies Award

ABB Bank is one of the leaders of Azerbaijan’s banking technology transformation. The bank actively implements AI-powered solutions, expands digital services, and drives large-scale paperless banking initiatives.

As one of BS/2’s long-standing strategic partners, ABB Bank continues to play an important role in advancing financial innovation across the region. For implementing advanced banking technologies, ABB Bank received the Advanced Banking Technologies Award.

Kapital Bank (Азербайджан) — Smart & Secure Banking Award

Founded in 1874, Kapital Bank is Azerbaijan’s largest financial institution and serves millions of customers nationwide. The bank’s success is supported by its extensive branch network, advanced digital services, and the highly popular Birbank ecosystem.

By effectively combining innovation, convenience, and security, Kapital Bank continues to set benchmarks for the industry. For its outstanding balance of technological innovation and customer security, Kapital Bank received the Smart & Secure Banking Award.

BS/2 congratulates all award recipients and thanks its partners for their trust, professionalism, and commitment to advancing modern banking technologies. The company remains dedicated to supporting initiatives that drive digital transformation, expand self-service infrastructure, and accelerate innovation across Central Asia and the Caucasus.